Grass Clippings [ http://landscape.zersal.com/2008/06/18/grass-clippings/ ]
To bag or not to bag, that is the question!____Many homeowners who take the time to cut their own grass are throwing away free fertilizer which could be utilized by their lawn to maintain itself during the growing season. - [ Read more ]

A Guide to Non-Typical Catfish Fishing Techniques Part III [ http://fishing.zersal.com/2008/06/21/a-guide-to-non-typical-catfish-fishing-techniques-part-iii/ ]
The second method that works really well for me is drift fishing. Lets start by explaining how drifting works. It’s really pretty simple: you cast out bait and drag it behind or from the side of your boat while the wind pushes you along. - [ Read more ]

7 Tips N Sharing Crafts With Others [ http://craftideas.zersal.com/2008/06/25/7-tips-n-sharing-crafts-with-others/ ]
I’ve taught creative activities for many years now and I’ve also taught others how to teach. Knowing your subject is one thing. Being able to share it is quite another. It’s not just using the right words and the right techniques. It helps to understand something of how we learn too. - [ Read more ]

Four Real Estate Investment Tips, that you can learn from Warren Buffet, and other Stock Investors [ http://realestateinvestment.zersal.com/2008/06/25/four-real-estate-investment-tips-that-you-can-learn-from-warren-buffet-and-other-stock-investors/ ]
Some of the most successful stock investors ever have based their investing__principals on value investing. Investors such as Benjamin Graham, Irving Kahn, and__Warren Buffet, have used value investing to build vast empires of wealth. - [ Read more ]

Is There Discount Term Life Insurance Out There [ http://insurances.zersal.com/2008/08/28/is-there-discount-term-life-insurance-out-there/ ]
First of all, we’ve all heard of life insurance. Many of us even have it. But what is term life insurance? The meaning of term life insurance is in its nameit covers its policyholders for a certain amount of timea certain term. It costs much less (except for the very elderly) than whole life insurance and can be covered in two types of premiumslevel-term and annual renewable. The premiums of level-term stay the same throughout the duration of the policy and can usually be purchased in terms up to 30 years; however, annual renewable premiums increase as the policyholder gets older. - [ Read more ]